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When is the best time to refinance your home loan?
As a homeowner with a mortgage, chances are you might have heard of the term ‘refinancing’. Refinancing involves reviewing your current...

How lenders work out whether you can afford a loan?
Different lenders use different formulas to work out how much you can borrow, but the biggest loan isn’t always the best idea. Being able...

When should you refinance?
Refinancing a loan usually can help you lower the interest rates to bring down the overall cost of servicing a loan. Before that, there...
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